CIK: 1328748 - Address: 6950 South Transit Road, Lockport, NY 14094
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S%ret111-21-4-3-60-3
S%wins100010010010010083

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7/22/05 16:50
7/21/05
FNFGFirst Niagara Financial Group IncDEFinancSnBnkSavings Institutions, Not FedHurley Marsha LNYOSVP HRS.d-12214.757-8-4610D1191116131-1-1-21-4-3-60

DDerivative transaction in filing (usually option exercise)
MMultiple transactions in filing; earliest reported transaction date and weighted average transaction price
AAmended filing
EError detected in filing
S - SaleSale of securities on an exchange or to another person
S - Sale+OESale of securities on an exchange or to another person (after option exercise)
F - TaxPayment of exercise price or tax liability using portion of securities received from the company
P - PurchasePurchase of securities on an exchange or from another person
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